Flexible Equipment Financing

Get the footing you need today. Pay comfortably over time.

Don’t let upfront capital delay the safety of your horses. Through our partners at Smarter Finance and Providence Capital, we offer quick-turnaround equipment financing on all purchases over $5,000.

How It Works

Three simple steps to financing

Most applications take less than 10 minutes to submit, with credit decisions typically returned within hours.

01

Choose your equipment

Pick the drag model, size, and water trailer that fits your arena. If you need a recommendation, call our team at (800) 644-3724.

02

Complete the application

Select Smarter Finance or Providence Capital, fill out the simple credit application, and submit it directly to our sales office.

03

Quick decision & delivery

Once approved, our Texas shop builds and prepares your equipment for pickup or freight delivery straight to your ranch.

Monthly Payment Estimator

Estimated payments on purchases over $5,000 (rates subject to credit approval)

$8,500
$5,000 minimum$15,000$30,000

Estimated Monthly Payment

$268/ month*

*Estimates based on an 8.5% APR equipment term loan. Actual terms, APR, down payment, and fees are determined by our lending partners based on your credit profile, business longevity, and equipment selected.

Smarter Finance

$5,000+

Fast credit decisions for agricultural and equine equipment. Flexible terms tailored to horse operations and commercial facilities.

  • Simple online or PDF application
  • Decisions often within hours
  • Competitive agricultural interest rates
  • Terms from 24 to 72 months

Apply through Arena Werks for priority processing and streamlined delivery.

Providence Capital

$5,000+

Commercial and small-business equipment leasing and financing designed to preserve your working capital.

  • Lease-to-own and financing options
  • Tax advantages for working ranches & barns (Section 179 eligible)
  • Zero down-payment options for qualified buyers
  • Easy paperwork and dedicated account reps

Apply through Arena Werks for priority processing and streamlined delivery.

Start Your Financing Application

Fill out the details below and we’ll prepare your equipment quote and financing paperwork within one business day.

Direct Fax & Phone Submission

Prefer paper? Download or print our partner application, fill it out, and fax it directly to our Joshua, TX shop at (817) 645-0590 or call (800) 644-3724 / (817) 645-5200.

Have financing questions?

Our Texas team works with Smarter Finance and Providence Capital daily. We’re happy to help you walk through credit qualifications and terms.